We are all too familiar with the effects of hurricanes in Boca Raton. A hurricane’s buildup can be frightening. But the storm itself can be terrifying. Even though the storm is over, the real work begins. Although Hurricane Irma has passed, its impact is still felt. There’s so much to do and so many details to consider. Although insurance companies and claims can seem complicated and time-consuming, they can be essential to get the coverage you need for your home and family.
Chad J Robinson, an insurance lawyer, has extensive experience in dealing with cases involving residential or commercial property and auto insurance. We know how overwhelming it can be to deal with hurricane damage and are ready to assist you if necessary. Learn about what to do regarding hurricane damage and insurance law, and schedule a free consultation with our law firm to get started today. We can help you get through the next storm.
When the storm is over:
It doesn’t matter how much damage your home has suffered, and it’s tempting to try and fix it as soon as possible. It doesn’t matter if the window is broken. It’s tempting to fix it immediately. This is just one small step towards restoring the normalcy that you and your home once enjoyed.
It is difficult to wait, even if it seems impossible. You could end up with an unexpected injury, especially in cases of severe damage. Chad J Robinson, PLLC, is a great choice for a personal injury attorney, but we want you to be protected. You might be able to see the carpet through the water, which could lead to potential hazards. It would help if you did not rush to fix hurricane damage. They will take care of it.
Waiting is crucial to prevent further damage. It also allows you to document the damages. You will need to show proof to your insurer, so take many pictures and make detailed notes. More details are better than not having any, especially if your insurance company is backed up. You’ll need to keep track of everything once you do finally get through.
Keep track of evacuation costs, especially if you have evacuation coverage. While this is not a reason to rent a penthouse at the Ritz-Carlton, it does mean that you should keep track of any travel expenses such as meals, lodging, and clothing.
You can make some repairs as needed, but you must first consider safety. Then, it would help if you started to document what needs to be done. This will help your insurance claims be valid. Documentation is your best friend when dealing with your insurer.
Important Note: Not all insurance companies cover flooding. Make sure you carefully review your policy to determine what is covered. It doesn’t hurt to keep track of everything, as always.
If there is a dispute or problem with the claim:
Some damages, such as standing water or exposed wires, can be more immediate. They must repair them before an insurance company can do an assessment. This is particularly true if there was extensive hurricane damage to an area. The longer it takes to obtain insurance coverage, the more difficult it is.
Waiting to obtain the coverage you require can lead to more damage. Mold is one of the most serious problems. It can not only affect the integrity of your home but also your health. You should consult an insurance lawyer if your insurance company hasn’t taken action on the damage quickly and other issues. A lawyer or law firm experienced in insurance disputes will be able to talk to you about details and intricacies that may not be common knowledge.
You should be able to understand your insurance policy and know what is covered. If you feel that hurricane damage isn’t being covered, you can request a consultation with an insurance attorney. Chad J Robinson is an expert in insurance law. If a hurricane has damaged your commercial or residential property and your insurance does not cover it, we can help you determine if your insurer is wrong.
The damage isn’t limited to your home.
Many other property types could be damaged by hurricanes, in addition to your house. It is important to understand your insurance policy and follow the same documentation procedures (and safety) for your house.
- Vehicle: If a hurricane severely damages your house, likely, your car will also be affected. Your insurer may not be covering the damages that your vehicle, motorbike, boat, or other means of transport has sustained from the storm. As with residential properties, you should consult an insurance lawyer if the damage is caused by negligence.
- Commercial Property: Your business is in desperate need of getting back on track. Hurricane repair is a time-sensitive issue. This is not only your income source but also the livelihood of many others. Neglecting to fix hurricane damage quickly or developing mold could lead to you being held responsible for your employees’ safety. You want to make sure that you and your employees are safe. Safety is more important than just the financial aspect. Chad J Robinson, PLLC, can help you if your insurance company isn’t taking care of matters promptly or if further problems arise.
Hurricanes are scary, and sadly, the days following their destructive path are only the beginning of damage control and repair. If your insurance company fails to cover you, they may be held responsible. Chad J Robinson is an attorney who specializes in personal injury, business, and insurance law. Our legal team would love to help you obtain the justice that you deserve. Let our legal services help–contact our law firm in Boca Raton today to get started.
SOURCE : https://chadrobinson.com/